Money Trail Privacy

Last Updated: April 25, 2026

This Privacy Policy applies to the Money Trail mobile application. We take the privacy and security of your financial data extremely seriously.

1. Financial Data We Collect

With your explicit consent, Money Trail collects and stores:

• Transaction records (amount, date, category, merchant)
• Budget limits and spending goals you set
• Bill reminders and recurring payment schedules
• Bank account connection metadata (if you link accounts)
• Expense receipts and attachments you upload

2. Data Storage & Security

Your financial data is protected with:

• End-to-end encryption (AES-256) for all stored data
• Biometric authentication support (fingerprint / face unlock)
• Secure cloud backups with encrypted transfer
• Local data storage option for offline-only usage

3. Bank Connections

If you choose to link bank accounts, we use regulated third-party services (e.g., Plaid, Yodlee) to securely access read-only transaction data. We never store your bank login credentials. These connections are governed by the third-party provider's privacy and security policies.

4. Data We Do NOT Collect

• We do not sell your financial data to any third parties
• We do not access or store your bank passwords
• We do not share your spending habits with advertisers
• We do not track your location beyond what you explicitly enable

5. Your Rights

You can export your data at any time in CSV or PDF format. You may also permanently delete all your account data from the App settings. Deletion is irreversible and takes effect within 24 hours.

6. Contact

Email: privacy@blazetechnologies.in